/* HELP SECTION */
.help-section {
  padding: var(--section-padding-y) var(--section-padding-x);
  background: #f8fafc;
}

.help-container {
  max-width: 1300px;
  margin: 0 auto;
}

.help-header {
  max-width: 720px;
  margin: 0 auto 4rem;
  text-align: center;
}

.help-tag {
  display: inline-block;
  padding: 10px 18px;
  border-radius: 50px;
  background: rgba(234, 179, 8, 0.14);
  color: var(--sunlife-rich-black);
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 18px;
}

.help-header h2 {
  font-size: clamp(2.2rem, 4vw, 3.4rem);
  color: var(--sunlife-dark);
  margin-bottom: 16px;
}

.help-header p {
  color: #475569;
  font-size: 1.05rem;
  line-height: 1.8;
}

.help-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

.help-card {
  min-height: 390px;
  padding: 40px;
  border-radius: 26px;
  background: var(--white);
  border: 1px solid rgba(15, 23, 42, 0.06);
  box-shadow: 0 16px 40px rgba(15, 23, 42, 0.06);
  transition: 0.3s ease;
}

.help-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 22px 50px rgba(15, 23, 42, 0.1);
}

.help-card.featured {
  background: linear-gradient(
    145deg,
    var(--sunlife-rich-black),
    var(--sunlife-dark)
  );
  color: var(--white);
}

.help-icon {
  width: 58px;
  height: 58px;
  border-radius: 16px;
  background: var(--sunlife-marigold);
  color: var(--sunlife-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  margin-bottom: 28px;
}

.help-card h3 {
  font-size: 1.35rem;
  line-height: 1.35;
  color: var(--sunlife-dark);
  margin-bottom: 24px;
}

.help-card.featured h3 {
  color: var(--white);
}

.help-card ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.help-card li {
  color: #475569;
  line-height: 1.7;
  padding-left: 24px;
  position: relative;
}

.help-card li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  color: var(--sunlife-marigold);
  font-weight: 700;
}

.help-card.featured li {
  color: rgba(255, 255, 255, 0.9);
}

.warning {
  margin-top: 26px;
  padding: 16px;
  border-radius: 16px;
  background: rgba(234, 179, 8, 0.12);
  color: #334155;
  font-size: 0.95rem;
  font-weight: 700;
  line-height: 1.6;
}

.help-card.featured .warning {
  background: rgba(255, 255, 255, 0.12);
  color: var(--white);
}

/* RESPONSIVE */
@media screen and (max-width: 992px) {
  .help-section {
    padding: var(--section-padding-y-tablet) 6%;
  }

  .help-grid {
    grid-template-columns: 1fr;
  }

  .help-card {
    max-width: 720px;
    min-height: auto;
    margin: 0 auto;
  }
}

@media screen and (max-width: 600px) {
  .help-section {
    padding: var(--section-padding-y-mobile) var(--section-padding-x-mobile);
  }

  .help-header {
    margin-bottom: 3rem;
  }

  .help-card {
    padding: 28px;
    border-radius: 22px;
  }
}